Agent's Biography :

Justus “Jay “ Gray
CA License# 0e05290
Phone: (760) 822-3385

Agent Manager

I am a seasoned southern California insurance agent with 15 years of experience. Medicare, Health and Life insurance are my specialties and I work with the majority of the major carriers. I am proud to have the opportunity to work with my daughter, Heather, and enjoy the father/daughter working relationship!

After living in Big Bear for 10 years with my dad, I learned how confusing Medicare could be for Seniors. The last year in Big Bear my Dad’s heath declined and all he had was VA coverage. I learned first hand, the hard way, what not to do. And after my dad passed away in December 2009, I decided I would specialize and concentrate in the Medicare insurance field.

My #1 job now is helping Seniors better understand their Medicare options, answering all their questions, and helping them to feel comfortable and to make an informed decision on the best plan that fits their needs and their budget.

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Agent Reviews

  • Pat J.2019-08-13 16:55:57

    I used this company to find anew Medicare Advantage Plan when I moved from Orange County to Riverside County earlier this year. Jay was very helpful and worked to find a plan that filled all my needs perfectly.

  • Bill K.2019-08-13 16:54:40

    Jay is my go to for all insurance needs. He just redid my life insurance - cut my premium in half with the same coverage ! Highly recommended !

  • Jennie T.2019-08-13 16:53:44

    Having done a lot of my own research in getting a supplement when starting on Medicare this year, Jay was able to coordinate all the missing pieces I had and get me a superb plan that covered all my wishes for a nice price.
    He knows the business and can put your cares at ease. Looking forward to continued business.

  • nanet d2017-08-15 02:32:03

    jay made my enrollment easy to understand questions answered, and made it painless it is great to know that there are still insurance salerep that cares about thheir patient instead of their poocket he made me feel i was not a number on his book.. thank you I will recommend his services to other friends and acquaintances

  • Forrest Bethel2017-08-09 20:13:44

    Jay is great!

  • Carole E.2017-08-06 03:32:11

    I met Jay about 9 years ago and he was able to guide me through the confusing Medicare supplement problem with concise, plain English answers. I have since recommended him to numerous friends who thank me every day for their insurance "savior"!!!!

  • Patti Kratzer2017-07-31 20:08:56

    The nicest man you will ever meet. Helped my husband and I out gratefully. With our own doctors and Medicare ...

  • M. Rehrig2017-07-29 21:46:07

    Jay provided me with an excellent health plan as soon ad I moved to California. He not only is very knowledgable in the health insurance business, but is very personable, reachable, and responsive to questions and concerns. I highly recommend him as an agent.

  • James Collins2017-07-29 12:08:44

    Very good agent, tends to all the insurance needs & has a wealth of knowledge about insurance

  • Shamanjon2017-07-28 22:09:30

    Jay knows his business. I have referred many people to him for any insurance questions and he will find the best rate and coverage for you.

  • Jeanie clart2017-07-28 18:37:36

    Jay was very helpful to my husband and I last month. My husband was retiring and we were trying to decide on a supplemental Medicare plan. Jay made chosing a plan that worked for us painless and easy. He answered all our questions and helped us pick the plan that worked best for our prescription and medical needs and that we could afford. Thanks Jay

  • Chris Chacon2017-07-28 16:57:06

    Jay is consistent, knowledgeable and helps us each time we need his help. We're glad he's our guy.

  • Susan Penn2017-07-27 18:14:33

    Jay Gray is super responsive. Whenever I have had a question, he doesn't just refer me to the carrier, as some do, he looks up the info and provides it to me, and very quickly. Great service and attentiveness.

  • Terry Foster2017-07-27 15:43:52

    I found Jay to be extremely knowledgable, friendly, easy to understand and willing to go the extra mile to make sure my wife and I had the best coverage for us. I highly recommend him for his expertise and integrity.

  • Yvonne B2017-07-27 15:29:39

    Jay has been our agent for 5 years and has been right there for us with all of our medicare concerns. He has our confidence@

  • Pasquale "Pat" J Carnevali2017-07-27 14:45:39

    My Wife and I have been with Jay for may years. I would like for you to come to my house and to review our Insurance.
    He was not only an Agent but a dear friend.
    Pat & Diane

  • Claude2017-07-27 02:51:03

    Great guy, helped me a lot

  • Lori B.2017-07-27 02:36:42

    Jay has always been a great help for me. Having MS can really make healthcare issues complicated. I would definitely recommend him.

  • Harvey Helfand2017-07-27 02:07:04

    Jay is the man. No nonsense, knows his stuff with no bull.
    When he doesn't have an answer, he researches, he doesn't make it up!!
    My wife and I have used him for years and have recommended him to friends and family. I also recommended him to all the members of the Johnson Valley Improvement Association, in Johnson Valley, Ca.

  • Lydia Ritiau2017-07-27 02:03:24

    Jay very caring and knowledgeable person. He helped me to find the best covered besides my Medicare. I really recommend him to all my friends when they need an agent. God bless.

  • Fred2017-07-27 01:18:43

    Jay helped me and my wife with our Medicare options...
    He answered all our questions very clearly and helped us make an informed decision. We would recommend Jay to anyone who needs help understanding their medicare options. Thanks Jay......Fred and Daryl Monfared

  • Roger Grotewold2017-07-27 00:54:19

    Jay has always been top notch and very accessible whenever we needed help with our insurances.

  • Barry Penn2017-07-27 00:47:17

    Excellent knowledge of the products. He always fully answers my questions in a complete and understanding way. I would recommend Jay Gray to anyone looking for health insurance.

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